By - Digital Ascension Group CEO emphasizes security structures over low entry prices for success.
- Claver highlights estate planning tools including step-up basis and $13.6 million exemptions.
- Wyoming digital-asset LLCs offer charging-order protection against creditor seizure attempts.
Jake Claver, CEO of Digital Ascension Group, has outlined his perspective on which XRP investors he believes will achieve the greatest success. According to Claver, XRP investors who ultimately succeed won’t be those who purchased at the lowest prices or accumulated the largest holdings.
Instead, the executive argues that true winners will be those who establish robust security structures before difficulties emerge. In a recent post, Claver explained that while no one can predict events such as lawsuits, audits, accidents, or divorce, investors can prepare for them well ahead of time.
Legal frameworks require proper structuring
His message builds on previous warnings that hoping for future wealth differs from planning for it. Claver notes many retail investors underestimate how exposed their crypto becomes when held personally.
Crypto maintained in a personal wallet is fully discoverable in lawsuits. A judge can order access to private keys, and concealing assets can trigger penalties. Proper structuring via trusts, LLCs, and secure custody helps prevent these risks from materializing.
Claver highlighted that most investors ignore standard estate-planning tools available to them. Assets passed to heirs receive a step-up in basis, eliminating large unrealized gains from tax obligations.
Families can transfer up to $13.6 million per person tax-free using lifetime exemptions and annual gifting mechanisms. A revocable trust allows XRP to bypass probate entirely. These are routine strategies for wealthy families but rarely utilized by everyday crypto holders.
Borrowing provides liquidity without tax triggers
Wealthy individuals typically borrow against appreciating assets rather than sell them outright. Claver states XRP holders can employ the same approach. Borrowing from regulated lenders provides liquidity without incurring capital gains taxes, while institutional-grade custody adds another protection layer.
According to Claver, many investors still treat crypto like a lottery ticket rather than serious wealth. He stressed that the real threat is not volatility but lack of preparation for wealth preservation.
